Greenberg & Merola, LLP
Attorneys at Law
521 Fifth Avenue, Suite 1700, New York, NY 10175
Additional Offices: Queens, Brooklyn, Long Island
(877) LAW-NEED (212) 593-6111 (516) 887-1975
Jerry Merola cell (917) 204-3252
Divorce & Separation
Health Care Proxies
Tax Problems Report
Tax Problems ReportLearn how to end your IRS problems
Many taxpayers are at the end of their rope with no place to turn for solutions to ALL types of IRS problems. You and your family can put these IRS problems behind you, often for just a few bucks. So don't delay! Read this Special Report today!
IRS Problems Have A Way Of Ruining All Aspects Of Your Life.
They Take A Toll On You Financially, Physically, And Emotionally. You
Can Never Really Forget About Them As They're Always There Each Morning
When You Wake Up!
How Do They Expect You To Pay Off Your Taxes If They Keep Adding Penalties?I don't know what the IRS thinks, but I do now that they ruin people's lives every day with these ridiculous penalties. IRS penalties were supposed to be a slap on the wrist to make you learn from your mistakes. But instead, they are used as a hammer to pound you so far into the ground that there are few options on how to get out.
What Do They Expect You To Do With Federal Tax Liens On Your
Cars are expensive enough without you having to pay 18% to 21% interest on a used car loan. But with a Federal tax lien you don't have any choice. The banks have gotten so tough on opening new bank account that anyone with a Federal tax lien is usually prevented from even having a simple checking or savings account.
This makes it hard on some taxpayers to cash paychecks or pay monthly bills. Often they have to pay more money and use money orders or certified checks just to pay their rent or utility bills.
Taxpayers With IRS Problems Always Have To Look Over Their
Shoulder For The IRS!
They will use either a Bank Levy or a Wage Levy. If you're lucky enough to still have a bank account, the Bank Levy allows the IRS to present your bank with a subpoena that requires the bank to immediately withdraw all the money you owe the IRS. Many times these Bank Levies are wrong, but the IRS doesn't care and it's up to you to correct the problem. Meanwhile, the checks you've written are bouncing all over town.
The worst thing about the IRS Bank Levy is that it may capture your children's, parent's, girlfriend's or spouse's bank account if your name happens to be on the account. Even if it's just on there for convenience. The IRS doesn't care; they just want to get paid and they don't care who pays your taxes.
After the bank has cleaned out all checking and savings accounts with your name on them, they send the money to the IRS. You should take this as notice that the IRS will issue another Bank Levy against you in the future to satisfy any remaining amounts owed to them.
It's kind of like hitting the lottery for the IRS. When they find out how to get your money they will continue to see if they can keep winning by issuing more Bank Levies.
As Bad As The Bank Levy Is, The Wage Levy (Garnishment) Is
The Wage Levy is issued to your employer and it instructs the employer to immediately start withholding ridiculously high amounts of money to pay old tax liabilities in addition to the normal taxes being withheld. Wage Levies often result in you only receiving a few hundred dollars per pay period. This may make it impossible to pay your bills and eat. The IRS knows that Wage Levies cause all types of harm to you and your family, but they mail out thousands every day.
Having IRS Problems Gets Old!
Without a bank account it's difficult to cash your checks or even pay your monthly utility bills. Even if you're lucky enough to have a bank account, you always have to worry about the IRS wiping out all of the money in the account without notice. Some taxpayers with IRS problems have a few assets they want to hang on to.
Then The IRS Pulls Out All The Stops. They Simply Seize Your
Assets And Sell Them At Auction!
Some of these things may be very personal or sentimental in value to the taxpayer. The IRS could not care less. If the taxpayer won't agree to whatever the IRS wants, then they risk having their assets seized. Do not underestimate any IRS employee's ability to follow through on the threat of seizure. Every IRS office in the country has a public list of recently seized assets and details about the upcoming IRS auction to sell those seized assets.
Payroll Taxes Are The Worse!
The worst thing about business payroll taxes is that IRS has the ability to collect business payroll taxes personally from anyone they think was responsible for not paying the taxes. For example, the business owner or any one who signs the checks on the business bank account may be singled out for collection activity.
They will try everything to get these payroll taxes. Usually a visit to your home or work is in order to start the collection procedures. Then all of the weapons in their arsenal can be used (Liens, Levies, or Seizure) until the taxpayer has agreed to some type of repayment.
Once the IRS has determined that the business owner cannot pay the payroll taxes and they have turned their sights on the individuals they think are responsible....look out!
What About Buying A Car Or Home?
Home loans are even harder to get. They are hard to get when your credit's good if you don't put a pile of money down on the house. Not having a home to write off causes you to pay even more taxes than your friends or neighbors because you have no tax deductions.
People that do have houses and then get into IRS problems run the risk of losing their home to the IRS. Yes, I mean selling the home and giving the money to the IRS for payment of back taxes or letting the IRS seize it and sell it at auction. You see, having a home before you get into IRS problems may even be worse than not having a home at all.
For example, if you own a home and then find yourself owing the IRS $25,000 for some income or payroll taxes, you could be making house payments on your home that effectively is owned by the IRS. Once they file a Federal tax lien on your home, you can't sell it without paying off the IRS. This means that you continue making the monthly payments, continue to take care of the home, and the IRS just sits there and waits. You pay all the bills or your home and they get all the equity. What a deal!
Imagine Having The IRS Attack Your Pension, Retirement Or Social
Don't believe it, the IRS never forgets! They just keep adding penalties to what you owe each day until they find you, or your money, or your income source. Then it's PAYDAY FOR THE IRS!
Taxpayers With IRS Problems Never Can Build Up Retirement Funds or Assets!
You'll always be looking over your shoulder for the IRS. This usually means you have to work until you die. You'll have no opportunity to save up for the days when you can't or don't want to work anymore.
There Is No End In Sight!
Are There Ways Out Of IRS Problems?
Our firm concentrates in ending the misery of IRS problems! There are many possible ways to end these problems, but they all require you to take the first step. No one can help you until you decide to help yourself. We are very successful in ending IRS problems, but the taxpayer must be ready to follow our advice. We can walk you through the IRS maze. We do all the talking to the IRS. We also handle all the meetings and correspondences with the IRS.
Most Of Our Clients Never Meet With The IRS!
The IRS assumes that if you won't at least get your required
tax returns filed, then why waste the time trying to negotiate with
Once we have filed all your old tax returns, then the IRS will at least listen. What we tell them is how you want to end your IRS nightmare by...
Cutting A Deal To Pay Less Then What You Owe!
When I say settle up, I mean completely, 100%. Once the IRS has accepted
the amount you offer and you pay the reduced amount, then the IRS releases
all Federal tax liens. Your IRS nightmare is over and you get your life
For taxpayers who can't file an Offers In Compromise for some reason, request the IRS to...
Reduce The Penalties!
This is a great way to drastically reduce the total amount you owe the IRS.
Many taxpayers are going through bad times or are currently down on their luck. So, the IRS has another program that takes your bad times or bad luck into consideration in reducing penalties.
The Amount You Owe The IRS May Not Be That Much....But Sometimes
You Just Need A Little Time To Pay Them Off.
Many taxpayers use our firm to keep the IRS away from them and their families. Most of our clients Never Meet or Speak With The IRS. We make the IRS call US, so our clients can go to work and carry on a normal life.
Your IRS problems will not go way by themselves. You only have three choices to end your IRS nightmare. You can either:
Jerry A. Merola, Esq.
This website provides general information. Due to complexities and constant changes in the law, exceptions to general principles of law, and variations of state laws, seek professional legal advice before acting on any matter!
Some of the information on this website only pertains to certain states. Accordingly seek professional legal advice before acting on any matter.